I’m always willing to use my mistakes to help others. So I freely admit I’ve had a car repossessed. I almost went to jail three times for writing bad checks, and I climbed out of poor credit to build my first house.
I wish I knew as a teenager or college student what I know now about money. So I’m making sure as many young people know what I know so they can avoid the road I went down with money. I’m not alone. Most Americans live paycheck to paycheck and are a pay period away from poverty.
So drawing inspiration from my financial struggles and triumphs, I have written two financial advice books that teach money lessons to preteens, teens and college students. The first book, What My Mom Taught Me About Money, was written right after I built my first house three years, and it’s for teens ages 12-16. My second book, Mom’s Money Lessons, just became available yesterday, and it’s for readers ages 17-22 (but 25- and 30-year-olds can learn from it too, if they’re struggling with money).
If you have loved ones in those age groups, I hope you will buy them a copy of one or both of my books so they can be successful with money and not have to struggle financially.
What My Mom Taught Me About Money teaches:
Getting the right part-time job
Not spending your whole paycheck
Saving for a rainy day
Responsible spending on treats
Going to college for free
Opening a checking account and much more
Mom’s Money Lessons teaches:
A simple budget rule to live a good life no matter how much you make
How much car you can afford
How to establish an excellent credit rating
How to avoid tricks from credit card companies
Why you shouldn’t rush to move out on your own
The importance of life insurance
How to decide when to buy a home
How to save $500,000-$1 million or more for retirement and much more
Learn more about my books and how to get them for your young loved ones as they head back to school on my financial advice blog, www.mytensense.com.