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Detroit Couple Who Fought Eviction, Allowed To Buy Back Home

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A Detroit husband and wife who have spent months worrying that they might be evicted from their home of 22 years received word on Tuesday morning and learned they will be able to stay.

William and Bertha Garrett, who have lived on Pierson Street in Detroit for more than two decades, have been fighting their bank foreclosure for more than a year. They attempted to buy back their home with no success — until this week, they said.

Two weeks ago the couple got formal notice of an eviction. On Monday, a contractor attempted to place a dumpster on the Garrett property, a step required before an eviction can take place, according to city code.

But also on Monday, members of Moratorium Now, Occupy Detroit and Homes Before Banks rallied at the Detroit office of the Bank of New York Mellon Trust Co., the trustee of the Garretts’ mortgage. The family’s supporters also blocked the contractor from placing the dumpster.

On Tuesday morning a representative of Statebridge Co., a servicer for their mortgage, called the family to say the company would accept their offer of $12,000 to buy back their home, said the Garretts’ daughter, Michele Finley.

The Garretts, with the help of several of their children, have the $12,000 ready to buy back their home. The family is waiting for the delivery of a purchase agreement.

“I’m so happy,” Finley said. “But until I see a signed piece of paper saying my parents have a house, I won’t believe it.”

Finley said she is grateful for the support her family received from community members and plans to pay it forward and work with others facing foreclosure.

“My verbal promise [to them] is, I’m in this for the long haul,” she said. “I did this for my parents, it wasn’t for anyone else. But what I have seen, the stories I have heard … [foreclosure] is an epidemic.”

When U.S. state Rep. Hansen Clarke, who represents Detroit, heard of the Garretts’ situation, an office staffer reached out to the family.

“We were determined to do anything we could to let them stay in the house,” said Winifred Money, who works in Clarke’s Detroit office. By the time Money called, the Garretts already knew that they wouldn’t be evicted. But Money is glad the issue was brought to the forefront.

“Most of our calls are on foreclosure. There’s not a day that goes by that a new person isn’t calling,” she said.

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8 Comment

  1. I’m glad these people get to stay in their home. The article says they’ve lived there for 22 years, obviously they haven’t been interested in buying a new home every other year like some people have. I believe when you buy a house, you buy it to make it “a home”, not some status symbol or to use it as if it’s a commodity on the stock market. But I wonder why then ended up in foreclosure. The article doesn’t say. Did they lose their jobs? Did they refinance it and could no longer afford the interest rate? Were they scammed? I think the older you get, taking out another mortgage on your house may not be wise, especially if you are on a fixed income or very close to paying off your first mortgage. Why start with another one when you’re retired or close to retiring?? Anyways, seems to have worked out for this couple and that’s good news.

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